Available M-F, 9-5PM ET | 
- Financing available for up to 24 months*,
0% APR Available for 3-Month Financing* -
Fast and Easy Process
No paperwork here! Check your rate in seconds. If you pre-qualify, review and select a payment plan to complete your purchase. -
Payments As Low As
Choose Bread Pay, make your initial payment, and enjoy your carts. -
Flexible Monthly Payments
Pay off over time with different payment plans up to 24 months at competitive interest rates.* -
*Minimum purchase of $50.00 required. Available terms may vary based on purchase price, product, and state of residence. Down payment may be required. Subject to approval of credit application. Rates range from 0% to 34.99% APR, resulting in, for example, 24 monthly payments of $51.87 at 21.99% APR, per $1,000.00 borrowed. APRs will vary based on credit qualifications, loan amount, and term. Bread Pay® loans are made by Comenity Capital Bank, a Bread Financial® company.